Vehicle Insurance Services in India
simpleITR
Protect your car, bike, auto-rickshaw, truck, bus, or heavy commercial vehicle with the right insurance at the lowest premium.
We compare 25+ top insurers (ACKO, Bajaj Allianz, HDFC Ergo, ICICI Lombard, Tata AIG, Reliance, Go Digit, New India, etc.) and help you buy/renew 100% online in just 5 minutes – with instant policy issuance and zero paperwork.
Already insured? We’ll beat your existing premium by 15–40% – guaranteed!
Types of Vehicle Insurance We Offer
🚗 Car Insurance (Private Car Package Policy)
- Mandatory Third-Party (TP) + Optional Comprehensive
- Covers: Accident, theft, fire, natural calamities, riots, terrorism
- Add-ons: Zero Depreciation, Engine Protect, Roadside Assistance, Consumables, Invoice Cover, NCB Protect
- 2025 Update: Long-term 3/5-year package mandatory for new cars
🛵 Bike / Two-Wheeler Insurance
- 5-year Third-Party mandatory for new bikes (IRDAI rule)
- 1-year Comprehensive recommended
- Add-ons: Zero Dep, RSA, Pillions Cover, Accessories Cover
- Special discounts for electric bikes & scooters
🚜 Commercial Vehicle Insurance (Truck, Bus, Taxi, Auto, E-rickshaw)
- Goods Carrying, Passenger Carrying, Misc. & Special Vehicle
- Covers: Carrier’s Legal Liability, Driver & Cleaner PA, Coolie cover
- IMT-23 (Refrigerated goods), IMT-28 (Livestock) endorsements available
🏗️ Heavy Vehicle & Construction Equipment Insurance
- JCB, Crane, Excavator, Paver, Loader, Dumper, Bulldozer
- Contractor’s All Risk (CAR) + Third-Party Liability
- Machinery Breakdown & Plant Protection available
Why Vehicle Insurance is Non-Negotiable in India (2025 Rules)
| Requirement | Legal Penalty if Not Followed |
|---|---|
| At least Third-Party (TP) cover | ₹2,000 fine (first time) → ₹4,000 (repeat) + possible jail |
| Driving without valid insurance | Vehicle seizure + licence suspension |
| No PUC + No Insurance | ₹10,000 compound fine (Delhi/NCR & other states) |
| Commercial vehicle without permit + insurance | ₹10,000 – ₹25,000 + vehicle impoundment |
Key Benefits You Get with simpleITR
- Best Price Guarantee – We beat any genuine quote by 15–40%
- Instant Policy in 3 Minutes – 100% digital, no physical inspection for most cases
- Cashless Garages Network – 12,000+ network garages across India
- Free Claim Assistance – 24×7 dedicated claim manager (98% settlement ratio)
- No Claim Bonus (NCB) – Up to 50% discount protected even after claim (with NCB Protect add-on)
- Free Transfer of NCB – When you sell old vehicle & buy new one
- Electric Vehicle Discount – Up to 15% extra discount + battery cover
- IDV Maximisation – We calculate highest possible Insured Declared Value legally
Super-Fast 3-Step Process
- WhatsApp your vehicle RC + old policy copy
- Get 10+ best quotes from top insurers in 60 seconds
- Pay online → Instant policy PDF in email + WhatsApp
Special 2025 Offers
- Up to ₹3,000 cashback on car insurance
- Free RSA worth ₹1,500 on every bike policy
- Zero Depreciation FREE on cars below ₹12 lakh
- 1-year free personal accident cover ₹15 lakh on commercial vehicles
Renew or Buy Fresh Policy Today
📞 Call / WhatsApp:
✉️ Email:
🌐 Live Chat: 8 AM – 12 Midnight (365 days)
simpleITR
(IRDAI Licensed Corporate Agent | 1,25,000+ Policies Issued | 4.9/5 Customer Rating)
simpleITR – India’s Smartest Way to Buy & Renew Vehicle Insurance.
Lowest premium. Highest coverage. Zero tension. Get insured now! 🚗🛵🚛🚀